Loans

Veterans Mortgage Loans: A Comprehensive Guide For veterans, active-duty military personnel, and their spouses, the opportunity for homeownership comes through the Veterans Affairs (VA) Home Loan Program. This program presents qualified individuals with favorable terms such as no down payment requirements, competitive interest rates, and the absence of private mortgage insurance (PMI) premiums. Eligibility Requirements … Read more

A Comprehensive Guide to Second Mortgages and VA Loans A second mortgage, also known as a subordinate mortgage or a junior lien, is a loan that is secured by the equity in a property that already has a primary mortgage. This means that the second mortgage lender has a lower priority claim on the property’s … Read more